Quick & Easy Home Improvement Loans Up To $50K
Reap the rewards of better borrowing
Earn up to 50,000 Qantas Points with Symple*
Up To 7 Years
How Home Improvement Loans Can Help
Have you outgrown your current space? Would your home be more comfortable with some upgrades? A home improvement loan from Symple Loans could be the solution to ensuring your home aligns with your needs. With a fast and easy application and approval process, Symple Loans can help you move ahead with the next renovation project that you have planned.
Symple Loans for Many Needs Around the House
A home improvement loan can be used for many property-related expenses including outdoor projects like adding a swimming pool or indoor renovations such as a bathroom or kitchen upgrade.
With flexible loan terms from 1 to 7 years, you can plan your repayments in a way that works best for your particular budget. Take comfort in knowing that with Symple Loans, there are no fees or penalties if you wish to pay off your balance in full at any time.
Get a kickstart on the home upgrade you’ve been thinking about and know with confidence that you’ll have the ability to pay for it over time.
Need Some Cash Flow Flexibility?
Your cash needs may not always line up perfectly with your account balance. Symple Loans can step in to help get your home improvement project started with a loan from $5,000 to $50,000 that’s customised for you.
Fast, Flexible & Fair Personal Loans
Symple Loan Eligibility
To qualify for a Symple loan you must:
- Be at least 18 yrs old
- Be employed and earning over $25,000 per year
- Be an Australian citizen, or permanent resident
- Have no record of prior bankruptcy
Symple Loan Rates & Fees
Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.
To 25.99% p.a.
To 29.20% p.a.**
The Loan Amount
What Our Customers Say
Excellent customer service and very efficient. I would like to highly recommend Symple Loans to all who would like to get on top of their financial situation. Excellent service and very helpful. No hidden costs. Interest rate very good.
Very happy with how professional and attentive to my loan was dealt with. Will use again and recommend. Received much better service than the banks, money was into bank account efficiently
Quick hustle free application. Highly recommended. I was very happy with the process and the eventual customer service. highly recommended in terms of the ease of the application all done online. Response was great including ongoing reminders and eventual reminders of when loan repayment was due.
Simple and fast. Very easy process, barely needed any contact, I provided what was requested and they funded me the money quickly and efficiently at a reasonable rate. Very impressed and would recommend.
Home Improvement Loan FAQs
A home improvement loan is an unsecured personal loan that can be used to finance both indoor and outdoor upgrades to your property.
If you’re looking to finance a significant overhaul of your home, you’ll want to consider a construction loan rather than a home improvement personal loan. We’d suggest contacting your bank for more details on construction loan options that may be available and for details on how to apply.
Symple Loans strives to offer the lowest interest rate possible to our customers. Rates start as low as 5.75% p.a. (Comparison Rate of 6.47% p.a.) but vary based on factors including each applicant’s credit score, repayment history, and financial situation.
Symple Loans Company FAQs
Symple Loans is not a traditional bank. We are a Melbourne-based, privately owned digital lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers.
Our intuitive digital loan application will guide you through the process. The best thing is that you can complete your entire application online in just 7 minutes.
When approved, your loan funds can be available in as little as 1 business day.
Your application details, credit history, income and information collected as part of the application process are all considered when determining the interest rate that can be offered.