Fast & Hassle-Free Car Loans Up To $50K

Get moving with a quick, easy and personalised car loan to finance your next vehicle purchase
How much do you need?
For How Long?

Reap the rewards of better borrowing

Earn up to 50,000 Qantas Points with Symple*

benefit Personalised
Interest Rates
benefit No Early
Repayment Fees
benefit Loans for
Up To 7 Years

Your Next Vehicle Is Just a Few Clicks Away

Rather than taking out a loan that puts your vehicle up as security or locks you into a fixed term, it may be worthwhile considering an unsecured car loan instead.  With Symple Loans, you can borrow up to $50,000 for your next motor vehicle purchase, choose loan terms up to 7 years, and have the flexibility to pay off the balance at any time without fees or penalties.  

Budgeting for a vehicle is never easy and financing shouldn’t make that process more difficult. Going with an unsecured car loan from Symple Loans can take out the hassle and get you through the process faster and easier than ever before.

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You Find The Car, We’ll Sort Out The Rest

Our quick online application process and flexible terms allow you to breeze through the process of sorting out your financing before you step foot onto the dealership floor.  

Make, model, colour – it’s all up to you.  Looking to refinance an existing car loan or payoff a lease?  Know that an unsecured car loan with Symple Loans can be used for a variety of vehicle-related expenses including:

service Buying a New or Pre-owned Car
service Refinance An Existing Car Loan
service Purchasing a Recreational Vehicle
service Paying Out A Lease

Need Funds For An Unexpected Repair?

With an unsecured car loan from Symple Loans, you can use funds to cover a broad range of vehicle expenses.  Borrow from $5,000 to $50,000 with rates and terms that are customised for and by you.

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Fast, Flexible & Fair Personal Loans

service 7-minute application
service 60-second response
service Funds transferred in 24 hours
service Loan amounts up to $50,000
service Loan terms up to 7 years
service No early repayment fees or charges
service Personalised interest rates
service Private & secure

Symple Loan Eligibility

To qualify for a Symple loan you must:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy
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Symple Loan Rates & Fees

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates & Fees
Interest Rate
From 5.75% p.a.
To 25.99% p.a.
Comparison Rate
From 6.47% p.a.
To 29.20% p.a.**
Establishment Fee
From 0% To 5% Of
The Loan Amount
Administration Fee
Per Month
Loan Options
Minimum Amount
Maximum Amount
Minimum Term
1 Year
Maximum Term
7 Years

What Our Customers Say


Car Loan FAQs

At Symple Loans, we offer loans in a different way than most traditional lenders. Using our digital lending platform, we’re able to provide customised interest rates and flexible repayment terms to help fit each applicant’s individual situation.

Symple Loans offers car loans from $5,000 to $50,000. The exact amount that you’ll be able to borrow and the interest rate offered will depend on your specific application details and financial circumstances.

A credit score is an important factor in determining whether or not a loan application is approved and the interest rate offered.  Generally, the better your credit history and score, the lower your interest rate.

An unsecured car loan from Symple Loans can be used for a variety of vehicle-related purchases and expenses, including a down payment and other things like vehicle repairs. 

No, the car you can purchase can be of any age and make/model you choose. 

All applicants must be employed and be earning a minimum of $25,000 per year in order to be eligible for a car loan with Symple Loans. If your employment does not line up with those terms, we will not be able to offer you a loan at this time.


Symple Loans Company FAQs

Symple Loans is not a traditional bank.  We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers. 

When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.

Our intuitive digital loan application will guide you through the process.  The best thing is that you can complete your entire application online in just 7 minutes. 

When approved, your loan funds can be available in as little as 1 business day.

Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply

Get Started With A Personalised Quick Quote Rate

Check your rate in just 2 minutes. It won’t impact your credit score.

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