Loans For Credit Card Refinancing Up To $50K

Take control by paying down high interest rate credit cards with a lower rate personal loan
How much do you need?
For How Long?
seciruty

Reap the rewards of better borrowing

Earn up to 50,000 Qantas Points with Symple*

benefit Personalised
Interest Rates
benefit No Early
Repayment Fees
benefit Loans for
Up To 7 Years

Tackle Credit Card Debt On Your Terms

Whether you’re carrying a large or small balance, Symple Loans offers personalised credit card refinancing loans from $5,000 to $50,000 to help you take back control.

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How a Credit Card Refinancing Loan Can Help

A credit card refinancing loan is a straightforward way to pay off one or multiple credit card balances in part, in full, and over a fixed period of time. When facing high-interest rate credit card debt, a personal loan could be the way to go.

With a credit card refinancing loan from Symple Loans, you can choose the amount you need to borrow and repayment terms that help you get on a path to paying off your debt sooner.

service Fixed Payment Amounts
service No Early Repayment Fees
service Consolidate Your Debt
service Save On Interest

Take Back Control And Consolidate Your Debt Today

Manage your debts more easily with one repayment amount, one interest rate, and one loan.  

Apply Now

Fast, Flexible & Fair Personal Loans

service 7-minute application
service 60-second response
service Funds transferred in 24 hours
service Loan amounts up to $50,000
service Loan terms up to 7 years
service No early repayment fees or charges
service Personalised interest rates
service Private & secure

Symple Loan Eligibility

To qualify for a Symple loan you must:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy
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Symple Loan Rates & Fees

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates & Fees
Interest Rate
From 5.75% p.a.
To 25.99% p.a.
Comparison Rate
From 6.47% p.a.
To 29.20% p.a.**
Establishment Fee
From 0% To 5% Of
The Loan Amount
Administration Fee
$10
Per Month
Loan Options
Minimum Amount
$5,000
Maximum Amount
$50,000
Minimum Term
1 Year
Maximum Term
7 Years

What Our Customers Say

faq

General Credit Card Refinancing FAQs

Credit Card refinancing is a way of paying down or paying off high interest rate credit card balances with a lower rate personal loan.  A better interest rate reduces your monthly repayments and can help speed up the time it takes to pay off your loan balance in full.

Paying off your credit card balance is a relatively straightforward process.  You’ll want to start by getting an online rate quote to ensure that the interest rate that’s being offered is lower than the rate you’re currently paying.  

With this information in hand, you can choose to apply for a loan and then select terms that suit your needs best.  Once approved, the funding can be in your account within 1 business day.  From there, you can use the funds to pay off your other loan balances in part or in full. 

Yes, it is possible to pay off multiple credit card balances with a single loan. If you are currently making several credit card loan payments, you may benefit from consolidating these into a single monthly payment.

Symple Loans offers personal loans ranging from $5,000 to $50,000. The amount that you are approved for will depend on the specific information provided as part of the application process.

You will need to meet some basic eligibility criteria to qualify for a credit card refinancing loan.  These things include:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen or permanent resident
  • Have no record of prior bankruptcy

Whether you’re approved and the rate offered will depend on your individual financial and credit history information collected at the time of your application.

Yes.  Here at Symple Loans, we encourage customers to pay off their loan when it suits them and we do not charge a fee for paying off a credit card refinancing loan early.

faq

Symple Loans Company FAQs

Symple Loans is not a traditional bank.  We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers. 

When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.

Our intuitive digital loan application will guide you through the process.  The best thing is that you can complete your entire application online in just 7 minutes. 

When approved, your loan funds can be available in as little as 1 business day.

Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply

Get Started With A Personalised Quick Quote Rate

Check your rate in just 2 minutes. It won’t impact your credit score.

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