Consolidate Debt With A Personal Loan Up To $50K

Get a personalised debt consolidation loan to help stay on top of your repayments
How much do you need?
For How Long?

Reap the rewards of better borrowing

Earn up to 50,000 Qantas Points with Symple*

benefit Bespoke
Interest Rates
benefit No Early
Repayment Fees
benefit Loans for
Up To 7 Years

Tackle Debt Consolidation With A Plan

Managing multiple monthly loans or credit card repayments can be overwhelming. Where do you begin? Bringing together several existing debts under a single debt consolidation loan with Symple Loans is one sensible approach you can take to keep in control of your financial situation.

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Get Started with An Online Interest Rate Quote

At Symple Loans, our application and assessment process starts with providing you an indicative interest rate quote online.  

In just 2 minutes, you’ll have a rate to compare against other lenders so that you make an informed decision on what option is best for you.  Flexible loan options, personalised interest rates, and an easy online application is what makes Symple Loans stand out from the crowd. 

When taking out a debt consolidation loan from Symple Loans, the funds can be used to pay down common types of debts including: Credit Card Balances, Buy Now – Pay Later Accounts, Student Loans, Car Loans, and more.

service Credit Card Balances
service Buy Now - Pay Later Accounts
service Student Loans
service Car Loans

Ready To Take Control of Your Finances?

At Symple Loans, we offer customers loans up to $50,000 with customisable terms to help you to pay off your other debts in a way that’s best for you.

Apply Now

Fast, Flexible & Fair Personal Loans

service 7-minute application
service 60-second response
service Funds transferred in 24 hours
service Loan amounts up to $50,000
service Loan terms up to 7 years
service No early repayment fees or charges
service Personalised interest rates
service Private & secure

Symple Loan Eligibility

To qualify for a Symple loan you must:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy
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Symple Loan Rates & Fees

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates & Fees
Interest Rate
From 5.75% p.a.
To 25.99% p.a.
Comparison Rate
From 6.47% p.a.
To 29.20% p.a.**
Establishment Fee
From 0% To 5% Of
The Loan Amount
Administration Fee
Per Month
Loan Options
Minimum Amount
Maximum Amount
Minimum Term
1 Year
Maximum Term
7 Years

What Our Customers Say


General Debt Consolidation Loan FAQs

A debt consolidation loan allows you to use a single loan to pay off other debts – a good option for simplifying your monthly repayments and saving on interest expenses.

Customers can request from $5,000 to $50,000 and select loan terms from 1 year to 7 years.  The amount that you are approved for will depend on the details provided in your application.

We take into consideration a number of factors relating to your individual financial situation and credit history.  Generally, the higher your credit score, the more likely you are to be approved.

We allow all customers to pay off their loan in full whenever they’d like without fees or penalties. We understand the importance of flexibility and allowing customers to repay their loan on their own terms and at their own pace.


Symple Loans Company FAQs

Symple Loans is not a traditional bank.  We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers. 

When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.

Our intuitive digital loan application will guide you through the process.  The best thing is that you can complete your entire application online in just 7 minutes. 

When approved, your loan funds can be available in as little as 1 business day.

Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply

Get Started With A Personalised Quick Quote Rate

Check your rate in just 2 minutes. It won’t impact your credit score.

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