Consolidate Debt With A Personal Loan Up To $50K
Reap the rewards of better borrowing
Earn up to 50,000 Qantas Points with Symple*
Up To 7 Years
Tackle Debt Consolidation With A Plan
Managing multiple monthly loans or credit card repayments can be overwhelming. Where do you begin? Bringing together several existing debts under a single debt consolidation loan with Symple Loans is one sensible approach you can take to keep in control of your financial situation.
Get Started with An Online Interest Rate Quote
At Symple Loans, our application and assessment process starts with providing you an indicative interest rate quote online.
In just 2 minutes, you’ll have a rate to compare against other lenders so that you make an informed decision on what option is best for you. Flexible loan options, personalised interest rates, and an easy online application is what makes Symple Loans stand out from the crowd.
When taking out a debt consolidation loan from Symple Loans, the funds can be used to pay down common types of debts including: Credit Card Balances, Buy Now – Pay Later Accounts, Student Loans, Car Loans, and more.
Fast, Flexible & Fair Personal Loans
Symple Loan Eligibility
To qualify for a Symple loan you must:
- Be at least 18 yrs old
- Be employed and earning over $25,000 per year
- Be an Australian citizen, or permanent resident
- Have no record of prior bankruptcy
Symple Loan Rates & Fees
Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.
To 25.99% p.a.
To 29.20% p.a.**
The Loan Amount
What Our Customers Say
I found Symple to be very professional and easy. Issues were quickly resolved, and everything moved quickly. I will absolutely use them again and recommend them to others.
The process was straight forward. When I had a question, it was answered promptly. Everything was quick and easy. The rate was good comparatively. No hidden costs.
Whole process was very simple and easy to understand. Customer support seems to be great, and I would highly recommend Symple Loans.
Fast process and excellent rates. Worth checking out if you are after a personal loan and your credit rating is reasonable. Very easy online process with no hassles experienced at all.
Symple was easy to deal with. I needed funds to complete a renovation and the money was in my account within 48 hours after applying over a weekend.
Very smooth dealing and approval right from the start - email and phone messages were addressed practically straight away - rate was exact for my credit score.
Super easy application process, approval was the same day and funds deposited the following day. Still amazed at how quick it was!
Customer service was lovely and helpful and if I didn't understand something it was explained. I am happy with how fast they released my funds.
Such a simple process. Loan was approved within hours of sending appropriate documentation and money in account within 2 days! Would recommend to friends/family.
General Debt Consolidation Loan FAQs
A debt consolidation loan allows you to use a single loan to pay off other debts – a good option for simplifying your monthly repayments and saving on interest expenses.
Customers can request from $5,000 to $50,000 and select loan terms from 1 year to 7 years. The amount that you are approved for will depend on the details provided in your application.
We take into consideration a number of factors relating to your individual financial situation and credit history. Generally, the higher your credit score, the more likely you are to be approved.
We allow all customers to pay off their loan in full whenever they’d like without fees or penalties. We understand the importance of flexibility and allowing customers to repay their loan on their own terms and at their own pace.
Symple Loans Company FAQs
Symple Loans is not a traditional bank. We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers.
When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.
Our intuitive digital loan application will guide you through the process. The best thing is that you can complete your entire application online in just 7 minutes.
When approved, your loan funds can be available in as little as 1 business day.
Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply