Quick & Easy Home Improvement Loans Up To $50K

Helping you envision and then bring your next home renovation project to life with a customised loan to meet your needs
How much do you need?
For How Long?

Reap the rewards of better borrowing

Earn up to 50,000 Qantas Points with Symple*

benefit Bespoke
Interest Rates
benefit No Early
Repayment Fees
benefit Loans for
Up To 7 Years

How Home Improvement Loans Can Help

Have you outgrown your current space? Would your home be more comfortable with some upgrades? A home improvement loan from Symple Loans could be the solution to ensuring your home aligns with your needs.  With a fast and easy application and approval process, Symple Loans can help you move ahead with the next renovation project that you have planned.

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Symple Loans for Many Needs Around the House

A home improvement loan can be used for many property-related expenses including outdoor projects like adding a swimming pool or indoor renovations such as a bathroom or kitchen upgrade.

With flexible loan terms from 1 to 7 years, you can plan your repayments in a way that works best for your particular budget.  Take comfort in knowing that with Symple Loans, there are no fees or penalties if you wish to pay off your balance in full at any time. 

Get a kickstart on the home upgrade you’ve been thinking about and know with confidence that you’ll have the ability to pay for it over time.

service Renovating Your Bathroom
service Replacing Windows
service Remodeling Your Kitchen
service Adding a Pool or Spa
service Landscaping Your Yard
service Building an extension

Need Some Cash Flow Flexibility?

Your cash needs may not always line up perfectly with your account balance. Symple Loans can step in to help get your home improvement project started with a loan from $5,000 to $50,000 that’s customised for you.

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Fast, Flexible & Fair Personal Loans

service 7-minute application
service 60-second response
service Funds transferred in 24 hours
service Loan amounts up to $50,000
service Loan terms up to 7 years
service No early repayment fees or charges
service Personalised interest rates
service Private & secure

Symple Loan Eligibility

To qualify for a Symple loan you must:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy
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Symple Loan Rates & Fees

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates & Fees
Interest Rate
From 5.75% p.a.
To 25.99% p.a.
Comparison Rate
From 6.47% p.a.
To 29.20% p.a.**
Establishment Fee
From 0% To 5% Of
The Loan Amount
Administration Fee
Per Month
Loan Options
Minimum Amount
Maximum Amount
Minimum Term
1 Year
Maximum Term
7 Years

What Our Customers Say


Home Improvement Loan FAQs

A home improvement loan is an unsecured personal loan that can be used to finance both indoor and outdoor upgrades to your property.

If you’re looking to finance a significant overhaul of your home, you’ll want to consider a construction loan rather than a home improvement personal loan. We’d suggest contacting your bank for more details on construction loan options that may be available and for details on how to apply.

Symple Loans strives to offer the lowest interest rate possible to our customers. Rates start as low as 5.75% p.a. (Comparison Rate of 6.47% p.a.) but vary based on factors including each applicant’s credit score, repayment history, and financial situation.


Symple Loans Company FAQs

Symple Loans is not a traditional bank.  We are a Melbourne-based, privately owned digital lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers.

Our intuitive digital loan application will guide you through the process.  The best thing is that you can complete your entire application online in just 7 minutes. 

When approved, your loan funds can be available in as little as 1 business day.

Your application details, credit history, income and information collected as part of the application process are all considered when determining the interest rate that can be offered.

Get Started With A Personalised Quick Quote Rate

Check your rate in just 2 minutes. It won’t impact your credit score.

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