Peace of Mind with A Medical Loan Up to $50K

Here to help with financing medical expenses that come up
How much do you need?
For How Long?

Reap the rewards of better borrowing

Earn up to 50,000 Qantas Points with Symple*

benefit Bespoke
Interest Rates
benefit No Early
Repayment Fees
benefit Loans for
Up To 7 Years

How Medical Loans Can Help

Medical matters are not the kind of thing you want to delay.
An unsecured medical loan from Symple Loans can help you finance your medical expenses quickly and with flexible repayment terms.

Rather than charging these costs to a high-interest rate credit card, a medical loan ensures you can pay costs back over time, on schedule, and have access to the funding quickly when the need arises.

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Fast Funding for Medical Bills & Procedures

Most people don’t have large savings balances available to fund costly medical procedures. 

With Symple Loans, you can fund medical-related expenses up to $50,000 and select repayment terms that work with your budget. You can complete a medical loan application in just 7 minutes and have the funds transferred directly to your account in as little as 1 business day.

A medical loan can help to cover bills as well as other costs related to your treatment and recovery including: Dental procedures, Cosmetic surgery, Elective surgery, Rehabilitation costs, and more. 

service Dental procedures
service Cosmetic surgery
service Elective surgery
service Rehabilitation costs

Need Help Paying for Your Medical Needs?

Don’t put off your well-being; look into whether a medical loan may be right for you. 

Apply Now

Fast, Flexible & Fair Personal Loans

service 7-minute application
service 60-second response
service Funds transferred in 24 hours
service Loan amounts up to $50,000
service Loan terms up to 7 years
service No early repayment fees or charges
service Personalised interest rates
service Private & secure

Symple Loan Eligibility

To qualify for a Symple loan you must:

  • Be at least 18 yrs old
  • Be employed and earning over $25,000 per year
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy
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Symple Loan Rates & Fees

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates & Fees
Interest Rate
From 5.75% p.a.
To 25.99% p.a.
Comparison Rate
From 6.47% p.a.
To 29.20% p.a.**
Establishment Fee
From 0% To 5% Of
The Loan Amount
Administration Fee
Per Month
Loan Options
Minimum Amount
Maximum Amount
Minimum Term
1 Year
Maximum Term
7 Years

What Our Customers Say


Medical Loan FAQs

A medical loan can be used to cover various medical or dental expenses that come up – both planned and unexpected. A medical loan can be helpful if you don’t have the savings or insurance coverage to pay for necessary procedures, supplies, hospital stays, prescriptions, or other related costs.

Once you are approved, we can initiate a funds transfer in as little as 1 business day.   

A medical loan can be used for many different medical expenses.  Funds are deposited directly into your account, so you can skip lengthy insurance processes that could be involved. 

The Symple Loans application process is 100% digital. You can get the process started with an interest rate quote online.  If you’re happy with the rate offered, the next step is to complete a full application which all takes about 7 minutes from start to finish.


Symple Loans FAQs

Symple Loans is not a traditional bank.  We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers. 

When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.

Our intuitive digital loan application will guide you through the process.  The best thing is that you can complete your entire application online in just 7 minutes. 

When approved, your loan funds can be available in as little as 1 business day.

Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply.

Get Started With A Personalised Quick Quote Rate

Check your rate in just 2 minutes. It won’t impact your credit score.

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