Fast & Hassle-Free Car Loans Up To $50K
Reap the rewards of better borrowing
Earn up to 50,000 Qantas Points with Symple*
Up To 7 Years
Your Next Vehicle Is Just a Few Clicks Away
Rather than taking out a loan that puts your vehicle up as security or locks you into a fixed term, it may be worthwhile considering an unsecured car loan instead. With Symple Loans, you can borrow up to $50,000 for your next motor vehicle purchase, choose loan terms up to 7 years, and have the flexibility to pay off the balance at any time without fees or penalties.
Budgeting for a vehicle is never easy and financing shouldn’t make that process more difficult. Going with an unsecured car loan from Symple Loans can take out the hassle and get you through the process faster and easier than ever before.
You Find The Car, We’ll Sort Out The Rest
Our quick online application process and flexible terms allow you to breeze through the process of sorting out your financing before you step foot onto the dealership floor.
Make, model, colour – it’s all up to you. Looking to refinance an existing car loan or payoff a lease? Know that an unsecured car loan with Symple Loans can be used for a variety of vehicle-related expenses including:
Need Funds For An Unexpected Repair?
With an unsecured car loan from Symple Loans, you can use funds to cover a broad range of vehicle expenses. Borrow from $5,000 to $50,000 with rates and terms that are customised for and by you.
Fast, Flexible & Fair Personal Loans
Symple Loan Eligibility
To qualify for a Symple loan you must:
- Be at least 18 yrs old
- Be employed and earning over $25,000 per year
- Be an Australian citizen, or permanent resident
- Have no record of prior bankruptcy
Symple Loan Rates & Fees
Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.
To 25.99% p.a.
To 29.20% p.a.**
The Loan Amount
What Our Customers Say
Excellent customer service and very efficient. I would like to highly recommend Symple Loans to all who would like to get on top of their financial situation. Excellent service and very helpful. No hidden costs. Interest rate very good.
Very happy with how professional and attentive to my loan was dealt with. Will use again and recommend. Received much better service than the banks, money was into bank account efficiently
Quick hustle free application. Highly recommended. I was very happy with the process and the eventual customer service. highly recommended in terms of the ease of the application all done online. Response was great including ongoing reminders and eventual reminders of when loan repayment was due.
Simple and fast. Very easy process, barely needed any contact, I provided what was requested and they funded me the money quickly and efficiently at a reasonable rate. Very impressed and would recommend.
Car Loan FAQs
At Symple Loans, we offer loans in a different way than most traditional lenders. Using our digital lending platform, we’re able to provide customised interest rates and flexible repayment terms to help fit each applicant’s individual situation.
Symple Loans offers car loans from $5,000 to $50,000. The exact amount that you’ll be able to borrow and the interest rate offered will depend on your specific application details and financial circumstances.
A credit score is an important factor in determining whether or not a loan application is approved and the interest rate offered. Generally, the better your credit history and score, the lower your interest rate.
An unsecured car loan from Symple Loans can be used for a variety of vehicle-related purchases and expenses, including a down payment and other things like vehicle repairs.
No, the car you can purchase can be of any age and make/model you choose.
All applicants must be employed and be earning a minimum of $25,000 per year in order to be eligible for a car loan with Symple Loans. If your employment does not line up with those terms, we will not be able to offer you a loan at this time.
Symple Loans Company FAQs
Symple Loans is not a traditional bank. We are a privately owned digital marketplace lender with a mission to dramatically improve the borrowing experience and lower the cost of credit for financially disciplined Australian consumers.
When it comes to answering your questions, we’d like to communicate in a way that’s most convenient for you. Whether you wish to call, text, or e-mail, our dedicated Melbourne-based customer service team is ready and happy to help.
Our intuitive digital loan application will guide you through the process. The best thing is that you can complete your entire application online in just 7 minutes.
When approved, your loan funds can be available in as little as 1 business day.
Your application details, credit history, income and information collected from your banking statements are all considered when determining the interest rate that will apply